Savings accounts
ACCOUNT TYPE | BEST IF... | MINIMUM BALANCE & MONTHLY FEES |
Share Savings | You want a simple, flexible savings account. |
$300 minimum balance to earn interest. Six free withdrawals per month, $2 each additional. |
Central Cents Savings | You want your debit card purchases rounded up to the next whole dollar and deposited into your savings. |
No minimum balance to earn interest. Six free withdrawals per month, $2 each additional. |
Choice Savings | You want to save for specific purposes and earn a higher rate. |
No minimum balance to earn interest. Two free withdrawals per calendar year, $25 each additional. |
Youth Savings | You want an account that encourages saving early in life. |
No minimum balance to earn interest. Six free withdrawals per month, $2 each additional. |
Money Market Savings | You want a savings account with a competitive interest rate. |
$2,500 minimum balance. Six free withdrawals per month, $5 each additional. $10 monthly fee if balance falls below $2,500. |
Premium Money Market Savings | You want a savings account that earns our best rate when combined with a checking account. |
$2,500 minimum balance. Six free withdrawals per month, $5 each additional. $15 monthly fee if balance falls below $2,500. |
Health Savings | You want a savings account designed for those with a high deductible health plan. |
No minimum balance to earn interest. Five free withdrawals per month, $1 each additional. Annual fee of $30. |