The mission of American 1 Credit Union is to provide the best personal financial services to members of our credit union at the lowest cost and highest return consistent with our resources.
the credit union is about people helping people. All credit unions are not-for-profit and are owned by the members. Credit unions offer the same services as banks and because credit unions are not-for-profit, any earnings are returned to members with higher dividends and low-interest rate loans. It also allows for lower operating costs, meaning fewer fees for members.
A credit union is a member-owned cooperative that is directed by a volunteer board, elected by the credit union members. This is different from a bank where only stockholders vote according to the number of shares of stock they own.
A cooperative is an organization of people united by a common bond. The common bond shared by all American 1 members is their association with our founding organization, Community 1 Cooperative. Our founders chartered American 1 as an associational credit union, meaning anyone who belongs to Community 1 Cooperative is eligible to join American 1. Community 1 Cooperative continues to offer our members additional services and benefits.
Our staff is dedicated to providing outstanding personal service for our members. We strive to greet our members by name and offer a friendly, inviting atmosphere. Become a member today!