Protect Your Home and Business

When your business and your home share an address, you need to protect them both – together, and separately. Your standard homeowners policy will protect you if your home is damaged, but it won’t cover everything related to your business. Home-based business insurance can help you close those gaps.

Coverage

If your primary residence is insured with Farm Bureau Member’s Choice Property and Liability coverage, your home business may qualify for our Home-Based Business insurance coverage. Coverage options include:

• Business Liability Coverage

  Protects against bodily injury, property damage and personal injury/advertising injury that may occur on your business premises and as a result of your operations and products.

• Medical Payments to Others

  Pays reasonable and necessary medical expenses per occurrence to someone injured on your property. Claims must occur and are paid, according to the limits you selected at policy purchase.

• Hired and Non-Owned Auto Coverage

  Extends some automobile coverage to your business.

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