Kelly Krampe Farm Bureau Financial Services


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(515) 962-1040
1611 Sunset Dr, Suite 400
Norwalk, Iowa 50211

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Annuities

When it comes to filling the gaps of your retirement income, an annuity can help. Designed to pay a steady stream of income in your retirement years, Farm Bureau agents offer two types of annuities:

  • Fixed Annuities: Offer a fixed interest rate ensuring your balance will grow at a steady rate. 
  • Indexed Annuities: Are often considered the best of both worlds, taking advantage of potential gains in the market while protecting you from loss with a guaranteed1 minimum interest rate.

You can begin to receive annuity payments upon reaching age 59 ½ (any earlier and you’ll be charged penalties). It’s up to you how you’ll be paid – one lump sum, annually, quarterly, etc.2 – and you can also decide how long you’ll receive payment with options ranging from one-time to a lifetime. 

Annuities are often just one component of a retirement strategy that could include Social Security, 401(k) plans and/or IRAs. can be a valuable resource when it comes to choosing an annuity as part of your overall strategy. 

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