Christian Healthcare Ministries


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330-798-5246
127 Hazelwood Ave.
Barberton, Ohio 44203

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Pre-existing conditions

Definition:: A pre-existing condition is any medical condition for which you experience signs, symptoms, testing or treatment before joining Christian Healthcare Ministries (CHM), even if you have not been diagnosed.

Active vs. maintenance: We distinguish between pre-existing conditions in “active” treatment and “maintenance” treatment. Medical bills cannot be shared if, at the time you join CHM, the bills are for pre-existing conditions that are actively undergoing treatment other than with maintenance (routine) medications. After the incident is over and your doctor states that you are on a maintenance treatment regimen, bills for any new incident related to the pre-existing illness are eligible for sharing according to the information below.

Schedule: If these criteria are met, Gold level members can receive assistance with medical bills for pre-existing conditions according to the following schedule:

  • In the first year of participation, bills incurred for a pre-existing condition are eligible for sharing up to $15,000.
  • In the first two years of participation, bills incurred for a pre-existing condition are eligible for sharing up to $25,000 ($15,000 during the first year plus $10,000 during the second year).
  • In the first three years of participation, bills incurred for a pre-existing condition are eligible for sharing up to $50,000 ($15,000 during the first year plus $10,000 during the second year plus $25,000 during the third year).
  • After the third year of participation, the condition will no longer be considered pre-existing.

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Christian Healthcare Ministries
Roger Kettelson
127 Hazelwood Ave.
Barberton, OH 44203
Phone:#330-798-5246
Christian Healthcare Ministries (CHM) is an affordable, biblical, and compassionate faith-based healthcare cost solution for Christians in all 50 states and around the world.