Total Votes: 5
2407 109th Ave NE Suite 100
Blaine, Minnesota 55449
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Jog my memory...what is refinancing?
Refinancing is when you replace your current mortgage with a new home loan. This new loan comes with a new term, interest rate and monthly payment that is normally cheaper in the long-run. Who wouldn’t want that?
Choose from two types of refinancing options:
Rate-and-Term Refinance- Consider this option if your financial status changes and you wish to pay your house off early or if your current interest rate is higher than the market rate.
Cash-Out Refinance- Consider this option if you would like to take some of the equity out of your home and use it as cash for other purposes.
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