Estate Planning & Reverse Mortgage Advisor


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714-349-9777
23117 Plaza Pointe Drive
Laguna Hills, California 92653

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Private Mortgage Insurance

On a conventional mortgage, when your down payment is less than 20% of the purchase price of the home mortgage lenders usually require you get Private Mortgage Insurance (PMI) to protect them in case you default on your mortgage. Sometimes you may need to pay up to 1-year's worth of PMI premiums at closing which can cost several hundred dollars. The best way to avoid this extra expense is to make a 20% down payment or ask about other loan program options.

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Estate Planning & Reverse Mortgage Advisor
23117 Plaza Pointe Drive
Laguna Hills, California 92653
714-349-9777

Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.