Faith, Ledyard, Nickel & Shelsky, PLC


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(623)932-0430
919 N Dysart Road, Suite F
Avondale, Arizona 85323

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Bankruptcy


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Bankruptcy
FREE INITIAL
CONSULTATION
PAYMENT PLANS AVAILABLE
Chapter 7 Liquidation and
Chapter 13 Wage Earner Reorganization Individual and Business
Bankruptcy is a legal proceeding in which a debtor
declares his or her inability to pay consumer or business debts as they
become due. A debtor may seek a discharge from continuing personal
liability for unsecured debts or may attempt to reorganize by seeking an
extended period of time in which to pay all or part of his or her debts.
A Chapter 7 Bankruptcy or Chapter 13 Reorganization can stop
foreclosures and repossessions, wage garnishments and demanding
collection calls.
An experienced bankruptcy attorney can best represent your interests
and enable you to achieve a fresh start.
Our experienced attorneys can process your bankruptcy. The following
list contains a sampling of assets you can keep free from claims of
creditors in the bankruptcy:
Homestead residence
$100,000.00
Household furniture, furnishings and
appliances
4,000.00
Wearing apparel
500.00
Musical instruments
250.00
Animals
500.00
Engagement and wedding rings
1,000.00
1 rifle, shotgun or pistol
500.00
1 watch
100.00
1 motor vehicle
4,000.00
Interest of debtor in retirement or deferred
compensation plan
100%
Cash surrender value of debtor's life insurance
plans
25,000.00
1 bank account
150.00
Necessary tools, equipment used in profession
2,500.00
This list is only a sample. These exemptions may be lost not properly
claimed in a bankruptcy filing. There are significantly more assets that
you may retain in bankruptcy with the help of a skilled attorney. We
strive to provide the best and most efficient services possible to our
clients. If you are unable or it is not convenient to meet with an
attorney at our offices, we are available to assist you by phone and
process all documents by mail.
Payment plans are available. If you are interested in a free initial
consultation with an experienced bankruptcy attorney, please call
(623) 932-0430.
 
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