First Federal Savings & Loan
Personal Checking Accounts
This account is designed for individuals who need unlimited check writing privileges. No service charge. $100 required to open an account. Debit card available.
1st Senior Checking Account
This account is exclusively designed for our customers 55 years of age or older. No monthly service charge or minimum balance. All checks are FREE! $100 required to open an account. Debit card available.
Free Checking with Interest
This account is designed for customers who wish to have an interest-bearing account with minimum balance requirements. $500 required to open an account. Debit card available.
Money Market Account
This account is designed for customers who wish to utilize a high interest bearing checking program with higher balance requirements and limited check writing and EFT transfers. $1,000 required to open an account. $6 monthly service charge if balance falls below $1,000.
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In December of 2008, Charleston Federal merged with and became a part of First Federal Savings & Loan Association of Shelbyville to form First Federal Savings & Loan Association of Central Illinois. In January of 2011, we opened a third branch in Windsor in order to better serve our customers in Coles, Moultrie, and Shelby counties. Today, we continue our history of offering dedicated service to a now expanded area including all of East Central Illinois.