First Federal Savings & Loan

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Interest: 186

200 N. Morgan
Shelbyville, Illinois 62565

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Display Number: 44949
Business Checking Accounts

With the 1st Choice Business Checking account, you can customize your account to include all of the features that you and your business need without paying for features that you don't. Whether yours is a smaller business or a larger company, we can design an account that is perfect for you!

The 1st Choice Business Checking account can also help streamline your banking. There is no need to sweep funds between multiple accounts in order to avoid service charges in one but still earn interest on another because we provide everything in one simple account. Any funds that you keep in your account in excess of what is required to avoid all service charges will automatically earn interest.

Standard Features
The following features are available on all business checking accounts at no charge:

  • Business debit card
  • After-hours depository
  • Online business banking *
  • Telephone banking
  • Free incoming wire transfers
  • Overdraft protection (subject to underwriting)
  • 150 items per month free


Additional Features
Additional service charges or balance requirements apply for the following features:

  • Upgrade to 200, 300, or 350 items per month
  • Online ACH origination
  • Online bill pay
  • Mobile banking
  • Remote deposit capture

Balance credit applied against all monthly service charges.

Earns interest on balances above the minimum required to cover monthly service charges.

* Some features available for online business banking require additional service charges.

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In December of 2008, Charleston Federal merged with and became a part of First Federal Savings & Loan Association of Shelbyville to form First Federal Savings & Loan Association of Central Illinois. In January of 2011, we opened a third branch in Windsor in order to better serve our customers in Coles, Moultrie, and Shelby counties. Today, we continue our history of offering dedicated service to a now expanded area including all of East Central Illinois.