First Federal Bank of Florida


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(904) 653-5400
784 South Sixth Street
Macclenny, Florida 32063

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SBA Lending

The 504 program is designed to help business owners acquire commercial real-estate and/or heavy equipment without the high cash outlay requirements associated with conventional loans.

  • Multi Purpose Loan. Funds can be used for building acquisition or construction, financing machinery, remodeling, expansion and renovations to existing buildings.
  • Long Repayment Terms Available. Up to 10 years on equipment (based on useful life) and up to 20 years on real-estate.

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First Federal Bank of Florida
784 South Sixth Street
Macclenny, Florida 32063
Phone number: (904) 653-5400

To be committed to helping our neighbors and local communities thrive. We offer a range of products and services aimed at giving our customers all the tools they need to live full lives and run successful businesses.