VyStar Credit Union


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(904) 259-6203
1168 South Sixth Street
Macclenny, Florida 32063

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Display Number: 31788
Auto Loans

We believe that your auto loan, like the car itself, should be dependable, within your budget and able to take you exactly where you want to go. When you have VyStar on your side, you can shop with confidence. 

Our pre-approved VIP Loan program lets you shop with the confidence and control of a cash buyer. Or maybe you’re looking to refinance and lower your payments. At VyStar, we are dedicated to providing competitive rates and flexible terms. Ask our members and they'll tell you: VyStar loans are clearly better.

We offer several convenient ways to apply:

  • Apply online in Internet Banking
  • Apply over the phone by contacting a Call Center representative at (904) 777-6000 or 1 (800) 445-6289, option 3
  • Apply in person at any branch
  • Apply at one of our Participating Dealers.

All loans subject to credit approval. All credit union programs, services, rates, terms and conditions are subject to change at any time without notice.

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As VyStar transitions into a new phase following the retirement of our President/CEO Terry West, it is an honor to serve as your Interim President/CEO. Having served VyStar in the lending area for over 25 years, I would like to take this opportunity to review a topic that affects all of us: interest rate changes.