Employees Credit Union

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2714 Central Avenue
Estherville, Iowa 51334

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Life Savings Insurance

Did you know the credit union provides FREE life savings insurance to our members? The maximum benefit is $4,000. Many members use this coverage to offset funeral expenses.

The amount of coverage you receive is based on the date of you make a deposit, the amount of your deposits, the date of your death, and the balance history of your account. If you have further questions please contact the credit union.

Credit Disability  

In the event you become totally disabled by sickness or an accident, credit disability insurance pays your loan payments up to the policy maximum. The premium for this service is added to your regular loan payments. For full policy details ask a credit union representative. 

Credit Life  

For a low monthly fee added to your loan, credit life insurance pays the insured balance of your loan, up to the policy maximum, in the event of your death. This ensures your family will not be left with your loan debt. Ask your loan officer for details on your next visit.

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Employees Credit Union
2714 Central Ave, Estherville, IA 51334
(712) 362-5897
We are a not-for-profit financial cooperative serving our members by providing low cost services, reasonable loan rates, and high dividend rates on saving (share) accounts.