Primerica Financial Services

Total Votes: 9  
Interest: 743

(209) 656-0242
1534 Arlington Court
Turlock, California 95382

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Term Life Insurance

Term Life Insurance

Primerica has always been a company that champions the needs of Main Street North Americans. While many other companies have increasingly followed the wealthy market, Primerica continues to focus on ways to help Main Street families become financially independent.

Since our founding in 1977, Primerica has shown families how to protect themselves with affordable term life insurance, instead of more expensive cash value insurance, and how to invest the savings. We call our philosophy “Buy Term and Invest the Difference,” and it has given countless Main Street families the ability to build toward, and achieve, financial independence.

At Primerica, we have always believed that term insurance is the best way to protect working families. Consumer advocates and financial affairs writers agree.

“For most people, term life still offers the best combination of coverage and cost.”1

Primerica's life companies

  • Paid out $1.2 billion in death claims in 2015
  • More than $693 billion of life insurance in force
  • Have an A+ (Superior) rating from A.M. Best. Only 15 percent of life insurance companies meet this standard
  • Pay 92% of claims within 14 days

We Do What's Right

At Primerica, our mission is to “Help families become properly protected, debt free and financially independent.” We always strive to hold our company to the highest ethics and “do what's right” by our clients.

“Term insurance is pure protection, like fire insurance or auto insurance. Its sole function is to support your family if you die. You can buy large amounts of coverage for modest amounts of money - and big policies are what your spouse and children need.”2

Lives can change in an instant. See how Primerica was there to help pick up the pieces and carry on after unexpected tragedy.

The following accounts come from actual Primerica claims. Names have been excluded for privacy reasons.

In an instant ...

She never thought ...

An unforeseen disaster ...

  • In an instant ...

    The two cars collided, sending one careening over the guardrail and into the canal.The client was trying to get home in the driving rain. While merging onto the interstate his car collided with another. Spinning out of control, he then flipped over both the guardrail and a six-foot, chain-link fence. Rescue workers could not reach him until he had spent 20 minutes submerged in the water. This husband and father's untimely death could have left his grieving widow in financial hardship. Fortunately, his Primerica representative had recently replaced $150,000 in cash value life insurance with $500,000 in term coverage through Primerica.

    Insured Male, age 49
    Cause of Death Motor Vehicle Accident
    Survived By Wife and two children
    Death Benefit Before Primerica Death Benefit After Primerica
    $150,000 $500,000

Primerica representatives market term life insurance underwritten by National Benefit Life Insurance Company (Home Office: Long Island City, NY) in New York State; Primerica Life Insurance Company (Executive Offices: Duluth, GA) in all other US jurisdictions; Primerica Life Insurance Company of Canada (Head Office: Mississauga, Ontario) in Canada.

  1. “Honestly, What's the Best Policy?” viewed August 4, 2016
  2. Making the Most of Your Money Now, Jane Bryant Quinn

Please see important disclosures.

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Primerica Financial Services
1534 Arlington Court
Turlock California 95382
(209) 656-0242
Primerica is a Main Street Company for Main Street North America. Our mission is to help families earn more income and become properly protected, debt free and financially independent.