Dorothy Lockard, Farm Bureau Insurance

(623)935-6209
311 N. Miller Rd
Buckeye, Arizona 85326

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Annuities

Funding Your Future with Annuities

When it comes to filling the gaps of your retirement income, an annuity can help. Designed to pay a steady stream of income in your retirement years, annuities come in three forms:

  • Fixed Annuities: Offer a fixed interest rate ensuring your balance will grow at a steady rate.
  • Variable Annuities: Let you choose where to put your money from a selection of investment accounts. Performance is based on success of the investments you choose making these a more high-risk, high reward investment. 
  • Indexed Annuities: Are often considered the best of both worlds, taking advantage of potential gains in the market while protecting you from loss with a guaranteed1 minimum interest rate.

You can begin to receive annuity payments upon reaching age 59 ½ (any earlier and you’ll be charged penalties). It’s up to you how you’ll be paid – one lump sum, annually, quarterly, etc.2 – and you can also decide how long you’ll receive payment with options ranging from one-time to a lifetime. 

Annuities are often just one component of a retirement strategy that could include Social Security, 401(k) plans and/or IRAs. Your Farm Bureau agent can be a valuable resource when it comes to choosing an annuity as part of your overall strategy. 

 

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Contact Farm Bureau Insurance Agent, Dorothy Lockard:
311 N Miller Road
Buckeye AZ 85326

(623) 935-6209

Making insurance simple. Helping you get the right coverage at the right time with service you can trust.