HealthMarkets Insurance


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Fenton, Missouri 63026

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Medicare

In the United States, Medicare is a national social insurance program, administered by the U.S. federal government since 1966, that guarantees access to health insurance for Americans aged 65 and older who have worked and paid into the system, and younger people with disabilities as well as people with end stage renal disease (Medicare.gov, 2012) and persons with amyotrophic lateral sclerosis. As a social insurance program, Medicare spreads the financial risk associated with illness across society to protect everyone, and thus has a somewhat different social role from for-profit private insurers, which manage their risk portfolio by adjusting their pricing according to perceived risk.

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I have an artificial heart valve in my Aorta. It also made me "uninsurable" before 01/01/2014. I became interested in insurance as a career to help people that are uninsurable or who can't afford regular insurance.