Home Owners Insurance

Your home is probably your most valuable asset, both as an investment and as your sanctuary in a hectic world. Understanding what your policy includes is important.

What Does My Policy
Ensure Against?

• Fire, Lightning, Windstorm or Hail
• The explosion, Volcanic Eruption, Riot or Civil Commotion
• Aircraft
• Vandalism or Malicious Mischief
• Vehicles
• Smoke
• Theft
• The weight of Snow, Ice or Sleet
• Accidental Discharge or Overflow of Water or Steam
• Freezing of Plumbing or Related Systems
• Rupture of Heating, Air Conditioning, Hot Water or Sprinkler Systems
• Falling Objects
• And several other perils not specifically excluded.

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